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It is common for two parties, particularly in the commercial context, to enter into a contract at one time, but agree to have the contract come into effect at an earlier time. Courts respect the parties' decision to backdate since giving effect to backdating provisions respects the parties' intentions as well as their freedom of contract., 1968 (the date the contract was delivered to the insured).
The Court considered the construction of the whole policy and held that the exclusion clause took effect on the backdated date chosen by the parties.
This practice contravened both the TSX Rules as well as RIM's stock option plan that required options "to be granted at an exercise price not less than the closing price of RIM's common shares on the TSX on the last trading day preceding the date on which the Options are approved for grant".
In addition to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care needs.
I was with one insurance company for several years and then went with another carrier for my home insurance. You thought you could just continue with your existing policy. But here’s the problem: If a fire or a windstorm destroyed a large part of your house, causing 0,000 damage, your new insurance company would not foot the entire bill.
The first company kept its coverage in force, and when I provided a declarations page showing that I had duplicate coverage in force at the same time, the company refused to back date my cancellation to when I started the new policy. Depending on jurisdictional laws, each company would probably pay half — ,000 apiece.
Synonyms for this usage include "health coverage", "health care coverage", and "health benefits".
In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services.
The company attempted to impede the unionization by hiring additional employees that were against the union.