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Transfers will be charged a balance transfer fee of or 3% of the total transfer amount, whichever is larger.
You’ll need to request your balance transfer within the first 60 days of opening your account for it to qualify for the introductory 0% APR offer.
As with consumer credit cards, however, transferring your balance to a lower-interest business card can make all the difference. As with most balance transfer cards, this card charges a balance transfer fee; prepare to pay 3% of your total transaction amount for each balance transfer you make.
The Blue Business Plus Credit Card from American Express has a lengthy introductory APR offer that’s good for both new purchases and balance transfers.
And this sad pattern extends to the world of balance transfer credit cards.
Once upon a time, you could get a full barrel of whiskey for just five bucks.
(Of course, those were actual bucks — as in deer.) Nowadays, five bucks — of either kind — doesn’t buy what it used to, and it seems like prices go up every year.
After that, transferred balances will be charged the standard balance transfer APR.
The Wells Fargo Business Platinum Credit Card doesn’t have the longest introductory offer out there, but it does apply to both new purchases and balances transfers.
The Alliant Visa® Platinum Card never charges a balance transfer fee, plus it comes with an introductory 0% APR offer good for 12 months from account opening.